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Justyna Chmiel

In 2011, Justyna Chmiel obtained a master's degree in Finance and Accounting at the University of Economics in Krakow. After completing her master's studies, she gained experience as an accountant. From 2017 associated with the University of Rzeszów, where she is employed as an assistant. Her research interests mainly concern the process of financialization of non-financial enterprises and households.



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Multi-Factor Evaluation of the Financialization Degree of Polish Households in the Background of the Euro Area

Issue: 10:2 (The thirty eighth issue)
Financialization is a term that is becoming increasingly popular in the Polish literature. One of its important aspects, which is multidimensionality, is often emphasized. It is a process whose effects are visible at all levels of the economy. The effects of financialization could be seen both at the national level and in the basic economic unit, which is a household. Firstly, the purpose of this study is to analyze changes, which in literature are considered to be symptoms of financialization in Polish households. The second, no less important goal, is to compare the level of financialization of Polish households with the level characteristic for countries belonging to the euro area.